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Unenforceable credit agreement? we can cancel it

Do you owe more than £2000 on a loan or credit card?

Was the loan initially taken out before 6th April 2007?

If so we could write off the balance!

It's fast, easy and free to see if we can wipe out your debt - just fill out the form to the right and find out today.

Unenforceable credit agreement

Prior to April 2007 millions of credit agreements in the UK could have been written incorrectly and therefore are unenforceable. What this means for you is that your debt could be totally cancelled and you can stop making payments. You get to keep the goods already purchased and become totally free of the debt.

Case study:

A Wetherby man has had over £15,000 of credit card debt written off after Bank of Scotland backed down from a showdown with a claims management company minutes before the case was due to be heard in a Leeds court.

Judge Langan at Leeds County Court believes that the bank didn’t fight the case because it feared highlighting failings and opening the floodgates to further claims.

SEE IF YOU QUALIFY TO CANCEL YOUR DEBT

Unenforceable Credit Agreements in the news:


"The bill gives us the once-in-a-generation opportunity to prevent more people becoming trapped in grossly unfair credit deals."	'A couple who feared losing their home after a loan of less than £6,000 spiralled to more than £380,000 expressed their relief last night after the court of appeal ruled the debt should be wiped out... They said the loan agreement was unenforceable under the Consumer Credit Act.'	"There are undoubtedly thousands, if not millions, of other unfair loans out there still to be checked."

Unenforceable Credit Agreement - the process

Under the Consumer Credit Act of 1974 and 2006, if a financial agreement for products such as loans, credit cards, mortgages, hire purchase, store cards, etc are incorrectly written, or missing certain terms, they may be deemed unenforceable. You may therefore be able to stop making payments and have the debt written off. All you need to do is fill in the form above. The process is quick and straight forward - for a small refundable fee your credit card or loan agreement will be assessed to see if it is unenforceable. We will ask you a few simple questions and you will have to return a letter of authority and a fair trading statement that we will send you. We will then check your agreements, and let you know if we can process your case (ie your credit agreement is unenforceable) or not (ie your credit agreement is not unenforceable).

Unfair Credit Refunds is a trading name of Claims Advice Centre. Regulated by the Ministry of Justice in respect of regulated claims management activities. Registration is recorded on the website www.claimsregulation.gov.uk. Authorisation No. CRM16432.